Terms and Conditions

How to read this website today. A fuller legal agreement, with the entity name and the product terms, will replace this page after it is reviewed. Until then, these are the rules that already apply to what you see.

The website

These pages explain money ideas and link to tools. You may read them for your own learning. You may not copy them off as your own product, or present a screenshot as a promise from Choti SIP.

Calculators

Every calculator is an illustration. The number changes when you change the inputs. It is not an offer, a quote, or the future value of a real mutual fund or gold product.

Not advice

Nothing on this site tells you that a fund, a SIP, or a metal product is suitable for you. Suitability depends on your goal, your date, and the scheme documents.

Investments

If an investment is offered, its terms are the scheme documents and the onboarding steps, not a sentence on a marketing page. You may receive less than you invest.

What the pages are allowed to say

  • Explanations of SIPs, NAV, costs, emergency savings, and gold or silver funds are for learning.
  • A past return, including one shown in a calculator, is not a promise of the next year.
  • Insta Fund is not described as a fixed deposit. Do not treat it as one.
  • Registration details are published only when they have been verified. A number that appears only in a message is not part of these terms.

Your responsibility

Check the date you need the money, and keep urgent amounts somewhere you can use. Read the risk notes and the official product documents before you invest. Do not share an OTP, a password, or a card PIN with anyone who claims to be support.

The contact form on this draft does not deliver messages. Do not use it for a complaint that needs a recorded reply until an official email or phone number is published on Connect With Us.

We can update these terms when the product terms are ready. The version on this page is the one that applies to the website you are reading.